![]() ![]() Admiral Financial Services Limited (Reg No: 10255225) is a subsidiary of Admiral Group plc and isĪuthorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). Further details may be provided on request.Īdmiral Money, Admiral Loans, Admiral Car Finance, Admiral One and Finble are all trading names of Admiral Financial Services Limited (AFSL). Theseĭetails can be confirmed by visiting the Financial Services Register, EUI Limited is a subsidiary of Admiral Group plcĪnd is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). Read more about what happens if someone claims against your car insurance.Īdmiral is a trading name of EUI Limited. If you have Admiral Insurance, read our car or van insurance claim guide. It may take a while as deciding liability is complex. Once your insurer has assessed your information, they may ask for more evidence. Insurers will ask for the information you collected at the accident if you make a claim. Making an insurance claim after a road accident We can access your policy details with your registration number. You can find our opening times and emergency contact numbers on our claims page.ĭon’t worry about having your policy number to hand. Our team will collect and store your car until we've completed our damage assessment. If the accident happens outside our opening hours, and your vehicle isn't driveable, call the 24-hour Accident Recovery Helpline. If the garage is fixing your car, you may be entitled to a courtesy vehicle, depending on your cover level. If you need your vehicle repaired, check with your insurer if you need to use an approved garage. It’s usually within 48 hours of the accident, even if you aren’t planning to make a claim and if you wait for longer, you risk invalidating your claim. Insurer time limits vary, so check your policy book for information. If you can’t, you must contact your insurer within a ‘reasonable’ time limit. Your insurance providerĬontact your insurer from the scene of the accident if possible. You can find out which police force you need to contact on Police.uk. You can call 101 to report the accident or complete an online form. You must report all road accidents to the police within 24 hours. Who to inform about the road accident Police other passenger information – details of other passengers in the vehicle.accident information – note the time, date and location of the accident.registered owner details – if the driver isn’t the registered owner of the vehicle, you need the name, address and phone number of the owner.If any driver doesn’t have insurance, you must tell the police as it’s illegal in the UK insurance details of the driver(s) involved – policy number and insurer.driver and witness information – full name, address and phone number.vehicle(s) information – registration number, make, model and colour.Information to exchange after an accident If you don’t and someone else reports you to the police, you may be charged with failing to stop after an accident. If you hit a parked vehicle and can’t leave your details on the windscreen, call 101 (non-emergency policy number) to report the incident. Call your insurer – even if the accident is minor and you don’t intend to claim, you need to inform your insurer or risk invalidating your insurance policy.Take a photo or video evidence – you need evidence of the damage to all cars involved, any property that was damaged and the entire scene, including road markings and signs.Exchange information with everyone – once you’re in a safe place speak to the other driver involved, any passengers and witnesses.Don’t admit fault or apologise for the accident – statements can act as evidence against you in the investigation.Check everyone involved is okay – call an ambulance (999) if anyone needs urgent medical attention.Get out of your car – stand somewhere safe and away from oncoming traffic.Turn off your engine – switch on your hazard lights to inform other road users of obstruction.Stop your vehicle safely – if your car is blocking the road, try and move it to the side and away from any oncoming traffic.Here are the immediate steps to take after an accident. So, if you’re involved in a road accident, here are the steps you need to take. Regardless of the severity, many of us forget what we should do. The UK reported over 101,000 accidents in 2021 - around 277 per day. Road accidents are very stressful and, unfortunately, common. For Admiral Car Insurance customers who need to report an accident, o ur opening times and emergency contact numbers are on our claims page.
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